012 663 1899 / 083 558 9037 ronel@financiallyfitlife.co.za

Do you feel stuck financially? Are you tired living from paycheck to paycheck? Do you have big financial goals but don’t know how to achieve those goals? Do you want to live a life of abundance and don’t have to constantly worry about money?

There is good news… implementing and using an effective budget can truly help you on your way to achieve your financial goals and create financial stability. The Effective Budgeting Online course will help you to set a solid financial  foundation and once you have a solid foundation…




The sky is the limit!


What is the Effective Budgeting course all about?

The Effective Budgeting course is an online financial course that you can do in the comfort of your own home. It is

convenient and affordable, so no more excuses that you don’t have time or money to spend on your financial wellbeing.

The Effective Budgeting course will teach you everything you need to know to apply EFFECTIVE BUDGETING techniques in

your personal life. An effective budget provides you with a strong foundation and you can build any other financial goal

on top of it, whether it is to create financial stability; to become debt-free; to create wealth for yourself and your family;

to retire comfortably one day or to be able to afford that dream car and overseas holiday.

The course comprises of 7 modules. Each module contains a short 3 – 12 minutes educational video explaining all the

important things you need to know and implement when compiling your own personal budget. There are examples of a budget

and how to manage it effectively. You will do a few exercises to help you on your way to compile your personal budget at the end of the course.

You will receive a Certificate of Completion. 

There are also a few bonusses included…

The Effective Budgeting course outline

  • The basics and importance of budgeting
  • How to prepare a budget
  • How to turn a budget into an effective budget
  • Measuring actual income and expenses against budget
  • Examples of a budget and how to measure actuals against budget

The Effective Budgeting course will help you:

  • To set a solid foundation layer for your personal financial management.
  • To become more knowledgeable and aware of your financial status and how you can improve it.
  • To no longer think of a budget as being boring, restricting and preventing you from enjoying life.
  • To acknowledge the important role a budget plays in creating financial fitness and wealth.
  • To understand the value of a budget and how to apply budgeting techniques to achieve maximum value from it.
  • To PRACTICALLY compile an EFFECTIVE budget to use in your personal life.
  • To manage your expenses more effectively.
  • To identify potential savings.
  • To monitor your actual income and expenses against your budget and analyse variances.
  • To identify and grow the gap between your income and expenses to ultimately create more wealth for yourself.
  • To achieve your financial goals and start living the lifestyle you dream about and deserve.

Bonusses you will receive:

  • A budgeting template that you can customise and practically use as your personal budget with analytical capability to help you monitor your budget.
  • A downloadable workbook with all the important notes from the course for you to keep referring back on your journey towards financial fitness and to do exercises to apply your knowledge.
  • An additional module about expense management to help you manage your expenses more effectively and to identify potential savings.
  • Quizzes to test your knowledge and understanding.

…and of course a Certificate of Completion.


You will get all of this for:

Valued at: R1,650

You pay only: R797 (once-off)

Meet Ronel, your course presenter:

“I have personally experienced how an EFFECTIVE BUDGET can help you achieve your financials goals. I repaid my bond in 6 years to become debt-free; I bought my cars cash and I have travelled to more than 30 countries on holiday. I wouldn’t have been able to achieve any of this if I didn’t learn how to use a budget effectively.” Ronel Jooste

Ronel Jooste helps multiple businesses and individuals to thrive financially. Ronel is a Chartered Accountant by profession and spent more than a decade in the corporate financial services industry before she started her entrepreneurial journey founding FinanciallyFit Group, a company specializing in financial consulting, training and employee financial wellness programs. Ronel is a multi award-winning entrepreneur, speaker and the author of the award-winning book ‘Financially Fit and Wealthy’.


This course was amazingly insightful. I have been applying some form of “budgeting” all my life as someone who went to boarding school. But my perception of what a budget is was Ill-informed or should I say limited! I had always thought savings were done after the expenses as in what was left over. Now I know that I need to take a portion of savings first in my budget. The classification of the budget categories was something that will definitely prove helpful as I now start to do my budget the right way. I have already identified potential saving opportunities.

I now have an effective tool to plan and save for my future financially, and this course couldn’t have come at a better moment. I will also pass on the information to my teenage daughters. As they say, start them early. Thank you so much!

Chituwe Membe

The budgeting course forces a change in mind-set and help you to take control of your expenses. It assists you on your way to financial stability and freedom. I would definitely recommend this course for anybody who wants to improve your personal financial situation. 

Michelle Lingham

I should have done this course when I started earning an income. Very insightful! I thought I know how to budget but I now look differently at how I manage my money by using an effective budget.

JJ Niemand

This course is a must for everybody who earns money, whether a salary or a business owner. Whether you have a lot or not, you need to learn how to work with what you have and this course gives you the know-how.

Ria Roets

Personally I learned a lot in a short period of time. It showed me step-by-step and in a practical way how to compile and manage my budget. The course makes finances easy to understand. Much appreciated.

Motlatsi Leseka

100% Money back guarantee

If you are in anyway unsatisfied with the course, you can get a 100% refund within 7 days of your purchase. Just let us know if you didn’t receive value from the course and we’ll give your money back, no questions asked.

You will get all of this for:

Valued at: R1,650

You pay only: R797 (once-off)

Any questions?

Do you still have any questions? Contact me – ronel@financiallyfitlife.co.za

* Disclaimer:

FinanciallyFiTLife is a financial educational and training platform. We are not a financial services provider or affiliated to any financial services providers. Therefore we don’t sell any policies nor do we provide financial advice. We use our financial qualifications, expertise and years of experience in the financial services industry to educate and empower people about finances; and to help people become Financially FiT for Life by giving them the financial knowledge and know-how to make better and empowered financial decisions themselves and to manage their finances more effectively. Our courses are not a ‘get rich’ scheme and we also don’t believe in such schemes. We believe wealth is created through knowledge, empowered decisions, discipline, time, hard work and taking responsibility and action to create financial fitness and wealth.

You are responsible to take ownership of your financial fitness, we can not and do not make any guarantees about your ability to get results using our courses, tools or strategies. We however can guarantee that you will learn concepts that will help you to achieve financial fitness in your personal life. Any financial numbers used in our courses are for illustrative purposes only. Always keep in mind that with finances there is always a risk of losing money, therefore make decisions that you feel comfortable with considering the risk attached to it. When enrolling for our courses you agree not to attempt to hold us liable for your decisions, actions or results, at any time, under any circumstance. We can however guarantee you that we take pride in our business and values: professional, experience, confidentiality, approachable, adding value and excellent services. Contact us if you have any questions or uncertainties.