Once-off

Pay R997 once-off for both courses

Many people think that a budget is a restrictive tool that keeps you from living the life you want to. Until they learn that a budget is a powerful tool that you can use to manage your money effectively and ultimately create wealth!

These four categories separate you from just surviving to becoming financially stable. They are so simple, anyone can do it. 

Investing gets really easy delivering good returns when you know what to look out for and which are the right questions to ask before you start investing. All the wealthy investors know and apply these and now you can too.

Would you like to start investing or grow your investments, but get confused with the different types of investments? Now you will gain a thorough understanding of the basic types of investments and which types appeal to you and your risk profile. 

Don't you hate it when your money seems to disappear? Or when you cannot afford to treat yourself and your family with something special? What if we can turn your financial situation into a visually appealing experience that you love and want to grow? Investments that increase your wealth. Having peace of mind that you have money available to live the lifestyle you deserve.

I learned a lot from prioritization of expenses and other tips to manage my finances. The Effective Budgeting course helped me get a better process in place and focus on managing my budget as an active tool instead of an expense list. I completed the course and customised my personal budget a week before provisional tax returns were due and when my tax specialist phoned, to his huge surprise, I could immediately e-mail my budget, while on the phone. I'm tackling my business budget next . I enjoyed that each course has multiple shorter modules. It was easy to listen to and remember the topics in each module.

Paul Hasset

This course was amazingly insightful. I have been applying some form of “budgeting” all my life as someone who went to boarding school. But my perception of what a budget is was Ill-informed or should I say limited! I had always thought savings were done after the expenses as in what was left over. Now I know that I need to take a portion of savings first in my budget. The classification of the budget categories was something that will definitely prove helpful as I now start to do my budget the right way. I have already identified potential saving opportunities.

I now have an effective tool to plan and save for my future financially, and this course couldn’t have come at a better moment. I will also pass on the information to my teenage daughters. As they say, start them early. Thank you so much!

Chituwe Membe

I recommend that every person does the Effective Budgeting and Master Investment Course. I learnt so much on this course and wish I had done this in my early twenties. The course is easy to follow, understand and implement. I have since been implementing my effective budget spreadsheet and tracking both my income and expenses. I am also researching other investment types to be able to over time gain a passive income.

Thank you so much Ronel!  

Dianne Kirkman